Progress Homeownership Guide Complete & Continue Next Lesson Learn More Welcome- Message from Justin 1 Lesson Where To Start & A message from Justin. Credit IN's and OUT's 6 Lessons Credit its not so scary, you just have start. Why you should obtain your Credit report as Step one! Understanding Your Credit Score Low Credit, No Credit, and Bad Credit – Where to Start.” How Debt-to-Income Ratio Affects Credit From Credit to Keys: The Next Step Behind the Sign: The Realtor’s Role 4 Lessons Why I need a Realtor- Aaron Bettencourt of Keller Williams How to Obtain a Realtor Buyer’s Agreement What Your Realtor Does on Your Behalf The Lending Process 4 Lessons Why You Need a Lender – Setting a Good Foundation How to Choose the Right Lender — local vs. national, what questions to ask Pre-Approval vs. Pre-Qualification The Loan Process – From Application to Closing Homeownership Guide Complete & Continue Next Lesson Learn More Add a video Credit IN's and OUT's Credit its not so scary, you just have start.